CzarPay is the one stop digital lending platform for all your month- end financial needs. Through our website and mobile app, salaried professionals can borrow personal loans up to Rs. 200,000. We help you to push through the month by approving loans up to 90 days and the condition for approving loans is based on your CCS.
In just a few clicks, you can apply for a loan on our mobile app or website!
Only if you are a salaried professional above the age of 21 years with a monthly income of Rs. 20,000. If you are, we welcome you to the CzarPay family where getting loans has never been easier! Download the app/visit website to get money.
CzarPay is a digital platform available in 4 cities as of now! If you reside in Pune, Mumbai, Hyderabad and Bangalore, you are welcome to apply for loans on our mobile app as well as website.
Nope. We are a digital lending platform, no one needs to keep mortgages.
CzarPay Credit Score is a fresh rating system for salaried professionals and young minds at work. This extensive approach takes into account your digital imprint. By tracking your activity in the vast digital world, our analytics team uses AI and predictive tools to calculate your very own CzarPay Credit Score and tell you the CCS status.
Borrowing tenure depends on the kind of loan you borrow. While borrowing for CzarPay Instant is limited to 45 days, you can always borrow through our CzarPay Salary plus. This policy works up to a period of 90 days (2/3 EMI)
The amount provided by CzarPay ranges from Rs. 5000 to Rs. 200,000.
No, CzarPay does not give out more than one loan at a time. However, you can apply for a fresh loan after paying off the first.
You can take up to 12 loans a year, but loans can be given out only after repayment of the existing loan.
An image of each of these original documents:
We will need a PDF format for your bank statements & salary slips. If your PDF bank statement is password protected, please share your password with us so we can open and read the bank statements.
The images that you will share with us need to be
You'll need to upload the latest salary slips & bank account statements every single time. Other documents need to be uploaded only if there are any changes.
Of course. For more information on what documents are required and their formats refer to the previous question.
After the submission of documents, it takes approximately 24 to 48 hours for disbursal of the amount.
CzarPay may approve your application on holiday, but the disbursement of your loan will not be possible.
Yes, we would be delighted! Although, the pending loan must be paid in full.
Loans can be re- payed via IMPS, NEFT, RTGS, UPI or BHIM to our given bank details. If the loan amount is not re- payed on time, we are liable to auto deduction.
No, you cannot postpone the repayment date. You will incur additional charges if the date is postponed.
Loan repayment is possible through our CzarPay Salary Plus only, which allows a 60/90 day (2/3 month) period.
Yes of course!
As we are making short term loans, extensions on them will not be currently available.
Yes, you will incur extra charges for any delay.
If you are considered as a defaulter, legal action will be taken against you.
Individuals are considered as defaulters after 3 days of no repayment.
Yes. It will definitely reflect in credit report.
Yes! It is stored in encrypted format on servers.
You can cancel your loan application by logging into your profile or email us on support@Czarpay.com